Of course I knew that mortgage was debt but it seemed far more benign than running up a credit card bill - which I absolutely don't do because it is such a waste of money. But then the light dawned that the mortgage is such a waste of money too! Arguably it is necessary to put a self owned roof over our head but something that is to be treated in the same way as any other debt to be paid it of as soon as possible, perhaps foregoing some spending as we do so.
Since I grapsed this point things have been going swimmingly and I'm aiming to pay off a near six-figure sum and be properly debt free by 50. The countdown is on!