For the last week I've been mulling all the things in the equation that have allowed me to solve the following problem. 'Should I stay for now in my quiet peaceful village on the edge Dartmoor and put up with a slowly decaying rental property that the landlords really don't want to invest in but which gives me an everchanging view of Haytor? Or would moving into the home that I own at Brixham be preferable where the sea, which has been a lifelong love of mine, can tug at my heart and I can make a place my own? It's not a bad choice to have. After all there's nothing too unpleasant about either option.
I've pondered over the pros and cons of staying put vs. moving long and hard over the last week and even though I've added a few more things into the equation, I've quantified one of these. The mortgage company are happy for me to move into my buy to let property with penalty. Judging from the comments left on my last post there seems to be a lot of variance between the policies of different lenders. It was best to check.
So what else has been factored in? Well there's the not insubstantial financial costs of the move in a year I'd planned to squirrel away some money. Lou also told me that he really doesn't want to swap Scout groups. A transfer would have to be on the cards if we moved and his dad continues to work away, making Thursday evening childcare my long term responsibility. A forty mile round trip for dib-dib-dobbing really is beyond the call of being a pushover parent.
In mathematical terms there's too many unknowns. Most importantly I'm unsure about how easy it's going to be for Louis to settle into senior school. For a child with specific learning difficulties, planning can be especially difficult. Adjusting to a move where his homes are twenty miles apart and on top of that having to deal with learning to organise himself so that he himself, his homework and kit are consistently in the right place has the potential to be over challenging. Phasing change so that it is manageable seems sensible and ever so slightly occupational therapy influenced! And so yesterday morning, with a slightly heavy heart, I told my letting agents to go ahead and find new tenants. I'll review the situation in May when my buy to let mortgage comes to the end of its discount period. Things might have fallen into place by then.
And just in case you're wondering. Of course I used my pendulum for guidance. Annoyingly, it didn't give me the go ahead I was wanting at the start of this process. It's always indicated that the move is a no-no!